Sun
Maumee, OH · Charter 7064 · Peer group: credit unions under $1B in assets in the Toledo, OH area (n=16)
NCUA · 12 branches
Q2 2026
$675.9MAssets
$517.9MLoans
$601.1MShares
$73.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 50% of credit unions under $1B in assets in the Toledo, OH area (rank 8 of 16).
- Widest gap: net interest margin trails 75% of credit unions under $1B in assets in the Toledo, OH area (rank 12 of 16).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.67%
Rank 10 of 16
Net Interest Margin
3.36%
Rank 12 of 16
Efficiency Ratio
82.33%
Rank 9 of 16
Equity / Assets
10.84%
Rank 11 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.67% | 0.42% | 0.79% | 1.25% | Beats 38% | 10 / 16 | |
| Return on Equity | 6.21% | 4.46% | 6.21% | 8.07% | Beats 50% | 8 / 16 | |
| Net Interest Margin | 3.36% | 3.36% | 3.61% | 4.01% | Beats 25% | 12 / 16 | |
| Efficiency Ratio | 82.33% | 73.52% | 82.33% | 89.54% | Beats 50% | 9 / 16 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.02% | 0.27% | 0.89% | 1.78% | Beats 44% | 10 / 16 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.84% | 10.18% | 11.33% | 14.76% | Beats 31% | 11 / 16 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.84% | 10.18% | 11.33% | 14.76% | Beats 31% | 11 / 16 | |
| Liquidity & Funding |
| Loans / Deposits | 86.15% | 46.01% | 53.43% | 81.29% | 81st pctl | 3 / 16 | |
| Loans / Assets | 76.61% | 40.62% | 46.48% | 59.08% | 88th pctl | 2 / 16 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |