Interstate
Jesup, GA · Charter 68717 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
$410.9MAssets
$330.6MLoans
$341.0MShares
$63.9MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 98% of credit unions under $1B in assets (rank 34 of 1683).
- Widest gap: net interest margin trails 46% of credit unions under $1B in assets (rank 779 of 1683).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
2.43%
Rank 34 of 1,683
Net Interest Margin
3.88%
Rank 779 of 1,683
Efficiency Ratio
57.22%
Rank 150 of 1,682
Equity / Assets
15.55%
Rank 495 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.43% | 0.35% | 0.74% | 1.18% | Beats 98% | 34 / 1,683 | | |
| Return on Equity | 15.64% | 2.67% | 5.89% | 8.74% | Beats 98% | 38 / 1,681 | | |
| Net Interest Margin | 3.88% | 3.31% | 3.82% | 4.32% | Beats 54% | 779 / 1,683 | | |
| Efficiency Ratio | 57.22% | 68.91% | 78.20% | 86.93% | Beats 91% | 150 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.54% | 0.26% | 0.65% | 1.29% | Beats 57% | 725 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.55% | 10.44% | 12.89% | 16.53% | Beats 71% | 495 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.55% | 10.44% | 12.89% | 16.53% | Beats 71% | 495 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 96.96% | 52.61% | 69.38% | 83.50% | 95th pctl | 88 / 1,683 | | |
| Loans / Assets | 80.45% | 44.71% | 59.18% | 70.72% | 92nd pctl | 127 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |