Indianapolis, IN · Charter 68658
NCUA · 10 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.06% | 0.15% | 0.08% | 0.27% | 0.33% | +27 bps | |
| Return on Equity | 0.52% | 1.21% | 0.74% | 2.44% | 2.98% | +247 bps | |
| Net Interest Margin | 3.34% | 3.61% | 3.43% | 3.67% | 3.68% | +34 bps | |
| Efficiency Ratio | 91.22% | 89.28% | 89.46% | 89.42% | 87.10% | -411 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.47% | 1.01% | 7.76% | 5.69% | 4.47% | -100 bps | |
| Loan Growth (YoY) | -22.22% | -19.34% | 26.94% | 22.42% | 21.90% | +4,412 bps | |
| Share Growth (YoY) | 4.46% | 1.57% | 5.29% | 4.77% | 2.91% | -156 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.10% | 1.35% | 1.28% | 0.66% | 0.77% | -33 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.61% | 12.11% | 11.07% | 11.14% | 11.13% | -48 bps | |
| Net Worth / Assets | 11.61% | 12.11% | 11.07% | 11.14% | 11.13% | -48 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 69.74% | 74.36% | 79.31% | 78.85% | 82.61% | +1,287 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |