Financial Center First Indianapolis, IN · Charter 68658 · Peer group: credit unions under $1B in assets in the Indianapolis-Carmel-Greenwood, IN area (n=17)
NCUA · 10 branches
Q2 2026
$961.8M Assets
$675.0M Loans
$817.0M Shares
$107.0M Net Worth
Executive Summary Strongest standing: efficiency ratio outperforms 41% of credit unions under $1B in assets in the Indianapolis-Carmel-Greenwood, IN area (rank 11 of 17). Widest gap: net interest margin trails 82% of credit unions under $1B in assets in the Indianapolis-Carmel-Greenwood, IN area (rank 14 of 17). Overall: at or above the peer median on 0 of 7 directional measures. Return on Assets
0.33%
Rank 12 of 17
Net Interest Margin
3.68%
Rank 14 of 17
Efficiency Ratio
87.10%
Rank 11 of 17
Equity / Assets
11.13%
Rank 12 of 17
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 0.33% 0.19% 0.64% 1.29% Beats 29% 12 / 17 Return on Equity 2.98% 1.18% 4.37% 6.83% Beats 29% 12 / 17 Net Interest Margin 3.68% 3.90% 4.45% 5.14% Beats 18% 14 / 17 Efficiency Ratio 87.10% 70.94% 82.19% 89.67% Beats 41% 11 / 17 Asset Quality Nonperforming Loans / Loans 0.77% 0.25% 0.67% 1.07% Beats 41% 11 / 17 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 11.13% 11.07% 13.23% 17.96% Beats 29% 12 / 17 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 11.13% 11.07% 13.23% 17.96% Beats 29% 12 / 17 Liquidity & Funding Loans / Deposits 82.61% 50.73% 68.00% 82.61% 71st pctl 5 / 17 Loans / Assets 70.18% 39.57% 58.53% 70.18% 71st pctl 5 / 17 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Indianapolis-Carmel-Greenwood, IN area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11