Littleton, CO · Charter 68560
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.15% | 0.15% | 0.23% | 0.16% | 0.18% | 0.11% | 0.25% | 0.05% | -11 bps | |
| Return on Equity | 1.52% | 1.54% | 2.41% | 1.60% | 1.81% | 1.25% | 2.75% | 0.56% | -104 bps | |
| Net Interest Margin | 4.05% | 3.92% | 3.28% | 3.51% | 3.59% | 3.42% | 3.46% | 3.60% | +9 bps | |
| Efficiency Ratio | 85.01% | 86.39% | 86.95% | 88.49% | 90.26% | 90.75% | 92.54% | 93.16% | +467 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.89% | 1.08% | 2.58% | 2.04% | 1.27% | 6.20% | 4.51% | 4.28% | +223 bps | |
| Loan Growth (YoY) | 0.64% | 0.63% | 0.29% | 1.50% | -1.93% | 1.29% | 4.35% | 6.77% | +527 bps | |
| Share Growth (YoY) | -4.73% | -1.46% | 1.25% | 0.34% | 1.38% | 7.25% | 5.50% | 4.19% | +385 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.97% | 0.75% | 0.78% | 0.61% | 0.61% | 0.71% | 0.59% | 0.49% | -11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.00% | 9.75% | 9.54% | 9.83% | 9.85% | 9.11% | 9.07% | 9.31% | -52 bps | |
| Net Worth / Assets | 10.00% | 9.75% | 9.54% | 9.83% | 9.85% | 9.11% | 9.07% | 9.31% | -52 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 99.32% | 96.91% | 91.44% | 96.62% | 96.08% | 91.53% | 90.45% | 99.02% | +240 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |