Intouch
Plano, TX · Charter 68505 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 11 branches
Q2 2026
$837.4MAssets
$661.4MLoans
$744.2MShares
$74.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 85% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 9 of 60).
- Widest gap: equity / assets trails 90% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 54 of 60).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.97%
Rank 16 of 60
Net Interest Margin
3.22%
Rank 49 of 60
Efficiency Ratio
78.43%
Rank 30 of 60
Equity / Assets
8.91%
Rank 54 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.97% | 0.02% | 0.62% | 0.99% | Beats 73% | 16 / 60 | |
| Return on Equity | 10.94% | 0.12% | 4.17% | 8.32% | Beats 85% | 9 / 60 | |
| Net Interest Margin | 3.22% | 3.36% | 3.95% | 4.45% | Beats 18% | 49 / 60 | |
| Efficiency Ratio | 78.43% | 70.09% | 78.52% | 92.77% | Beats 52% | 30 / 60 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.38% | 0.25% | 0.82% | 1.91% | Beats 30% | 43 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.91% | 11.15% | 14.35% | 19.86% | Beats 10% | 54 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.91% | 11.15% | 14.35% | 19.86% | Beats 10% | 54 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 88.88% | 51.31% | 60.45% | 81.20% | 88th pctl | 7 / 60 | |
| Loans / Assets | 78.99% | 41.11% | 52.43% | 68.66% | 92nd pctl | 5 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |