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Intouch

Plano, TX · Charter 68505

NCUA · 11 branches

Q2 2026

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area3

Basis

Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

Credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60). Each measure ranks only the institutions that reported it, so n varies by measure.

Peer groups below the disclosure floor are suppressed.

Peer standing

Capital

10

Q2 2024Q2 2026peer median (50)

Asset Quality

30

Q2 2024Q2 2026peer median (50)

Profitability

59

Q2 2024Q2 2026peer median (50)

Liquidity

2

Q2 2024Q2 2026peer median

Efficiency

52

Q2 2024Q2 2026peer median (50)

Growth

No peer data yet

Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Intouch

Plano, TX · Charter 68505

NCUA · 11 branches

Q2 2026

$837.4MAssets
$661.4MLoans
$744.2MShares
$74.6MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Financial Results

Return on Assets (YTD, annualized)

0.97%+176 bps YoY

Net Interest Margin (YTD, annualized)

3.22%+26 bps YoY

Efficiency Ratio (YTD, annualized)

78.43%-2,296 bps YoY

Net Worth / Assets

8.91%+67 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Return on Assets-0.79%-0.05%0.17%-0.47%0.97%+176 bps
Net Interest Margin2.96%3.07%3.12%3.20%3.22%+26 bps
Asset Growth (YoY)-7.90%-4.99%-1.97%-1.39%3.26%+1,117 bps
Share Growth (YoY)-3.88%-3.52%-3.27%-2.22%1.47%+534 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Risk-Based Capital8.24%8.51%8.62%8.44%8.91%+67 bps
Loans / Shares87.78%88.82%90.05%88.99%88.88%+110 bps

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Income-statement figures are year-to-date as filed, annualized (the UBPR convention). Each quarter includes the ones before it.

CallReports · callreports.ai· Performance TrendsGenerated 2026-10-11

Intouch

Plano, TX · Charter 68505 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)

NCUA · 11 branches

Q2 2026

$837.4MAssets
$661.4MLoans
$744.2MShares
$74.6MNet Worth

Return on Assets

0.97%

Rank 16 of 60

Net Interest Margin

3.22%

Rank 49 of 60

Efficiency Ratio

78.43%

Rank 30 of 60

Equity / Assets

8.91%

Rank 54 of 60

MetricYour Credit UnionPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Return on Assets0.97%0.02%0.62%0.99%Beats 73%16 / 60
Net Interest Margin3.22%3.36%3.95%4.45%Beats 18%49 / 60
Nonperforming Loans / Loans1.38%0.25%0.82%1.91%Beats 30%43 / 60
Tier 1 Capital Ratio8.91%11.15%14.35%19.86%Beats 10%54 / 60
Equity / Assets8.91%11.15%14.35%19.86%Beats 10%54 / 60
Loans / Assets78.99%41.11%52.43%68.66%92nd pctl5 / 60