Los Angeles, CA · Charter 68493
NCUA · 5 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.11% | 0.14% | 0.22% | 0.48% | 0.49% | 0.53% | 0.67% | 1.31% | +84 bps | |
| Return on Equity | 1.17% | 1.50% | 2.49% | 5.14% | 5.46% | 5.79% | 7.33% | 12.91% | +777 bps | |
| Net Interest Margin | 3.09% | 3.16% | 3.25% | 3.42% | 3.31% | 3.45% | 3.54% | 3.46% | +4 bps | |
| Efficiency Ratio | 80.41% | 81.26% | 79.09% | 73.34% | 73.33% | 73.07% | 78.97% | 68.30% | -503 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.99% | -2.79% | 0.46% | 1.54% | 4.21% | 2.83% | 1.00% | 6.62% | +508 bps | |
| Loan Growth (YoY) | 3.73% | 0.38% | 3.88% | 6.80% | 6.45% | 6.19% | 3.14% | 0.44% | -636 bps | |
| Share Growth (YoY) | -2.36% | -2.49% | -1.93% | -0.84% | 0.25% | 0.91% | -0.02% | 0.44% | +128 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.90% | 0.83% | 0.95% | 0.79% | 0.81% | 0.72% | 0.59% | 0.61% | -18 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.18% | 9.14% | 8.86% | 9.26% | 9.00% | 9.18% | 9.17% | 10.19% | +92 bps | |
| Net Worth / Assets | 9.18% | 9.14% | 8.86% | 9.26% | 9.00% | 9.18% | 9.17% | 10.19% | +92 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 79.98% | 82.45% | 81.22% | 83.84% | 84.93% | 86.76% | 83.79% | 83.85% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |