Los Angeles, CA · Charter 68493
NCUA · 5 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=19). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
47
Asset Quality
53
Profitability
90
Liquidity
96
Efficiency
68
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Los Angeles, CA · Charter 68493
NCUA · 5 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.11% | 0.14% | 0.22% | 0.48% | 0.49% | 0.53% | 0.67% | 1.31% | +84 bps | |
| Return on Equity | 1.17% | 1.50% | 2.49% | 5.14% | 5.46% | 5.79% | 7.33% | 12.91% | +777 bps | |
| Net Interest Margin | 3.09% | 3.16% | 3.25% | 3.42% | 3.31% | 3.45% | 3.54% | 3.46% | +4 bps | |
| Efficiency Ratio | 80.41% | 81.26% | 79.09% | 73.34% | 73.33% | 73.07% | 78.97% | 68.30% | -503 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.99% | -2.79% | 0.46% | 1.54% | 4.21% | 2.83% | 1.00% | 6.62% | +508 bps | |
| Loan Growth (YoY) | 3.73% | 0.38% | 3.88% | 6.80% | 6.45% | 6.19% | 3.14% | 0.44% | -636 bps | |
| Share Growth (YoY) | -2.36% | -2.49% | -1.93% | -0.84% | 0.25% | 0.91% | -0.02% | 0.44% | +128 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.90% | 0.83% | 0.95% | 0.79% | 0.81% | 0.72% | 0.59% | 0.61% | -18 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.18% | 9.14% | 8.86% | 9.26% | 9.00% | 9.18% | 9.17% | 10.19% | +92 bps | |
| Net Worth / Assets | 9.18% | 9.14% | 8.86% | 9.26% | 9.00% | 9.18% | 9.17% | 10.19% | +92 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 79.98% | 82.45% | 81.22% | 83.84% | 84.93% | 86.76% | 83.79% | 83.85% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Los Angeles, CA · Charter 68493 · Peer group: credit unions $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=19)
NCUA · 5 branches
Q2 2026
Return on Assets
1.31%
Rank 1 of 19
Net Interest Margin
3.46%
Rank 4 of 19
Efficiency Ratio
68.31%
Rank 7 of 19
Equity / Assets
10.19%
Rank 10 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.31% | 0.27% | 0.60% | 1.02% | Beats 95% | 1 / 19 | ||
| Return on Equity | 12.91% | 2.40% | 5.67% | 8.40% | Beats 95% | 1 / 19 | ||
| Net Interest Margin | 3.46% | 2.65% | 2.97% | 3.42% | Beats 79% | 4 / 19 | ||
| Efficiency Ratio | 68.31% | 64.19% | 77.39% | 85.63% | Beats 68% | 7 / 19 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.61% | 0.44% | 0.61% | 0.87% | Beats 53% | 10 / 19 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.19% | 9.41% | 10.19% | 11.40% | Beats 47% | 10 / 19 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 10.19% | 9.41% | 10.19% | 11.40% | Beats 47% | 10 / 19 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 83.85% | 69.76% | 83.28% | 94.64% | 53rd pctl | 9 / 19 | ||
| Loans / Assets | 67.88% | 53.33% | 68.68% | 78.95% | 42nd pctl | 11 / 19 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||