Premier America
Chatsworth, CA · Charter 68428 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 21 branches
Q2 2026
$3.3BAssets
$2.6BLoans
$3.0BShares
$313.1MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 18% of credit unions $1B-$10B in assets (rank 355 of 435).
- Widest gap: efficiency ratio trails 100% of credit unions $1B-$10B in assets (rank 434 of 435).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
-0.63%
Rank 432 of 435
Net Interest Margin
2.33%
Rank 413 of 435
Efficiency Ratio
110.74%
Rank 434 of 435
Equity / Assets
9.43%
Rank 355 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.63% | 0.55% | 0.81% | 1.14% | Beats 1% | 432 / 435 | |
| Return on Equity | -6.63% | 5.12% | 7.41% | 9.70% | Beats 1% | 432 / 435 | |
| Net Interest Margin | 2.33% | 3.01% | 3.39% | 3.75% | Beats 5% | 413 / 435 | |
| Efficiency Ratio | 110.74% | 65.25% | 71.39% | 77.86% | Beats 0% | 434 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.80% | 0.45% | 0.69% | 1.05% | Beats 6% | 412 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.43% | 9.81% | 10.84% | 12.63% | Beats 18% | 355 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.43% | 9.81% | 10.84% | 12.63% | Beats 18% | 355 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 87.12% | 78.33% | 88.38% | 95.61% | 46th pctl | 236 / 435 | |
| Loans / Assets | 78.64% | 67.69% | 74.58% | 80.80% | 64th pctl | 156 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |