Fircrest, WA · Charter 68298
NCUA · 6 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.74% | 0.79% | 1.04% | 0.94% | 2.58% | +184 bps | |
| Return on Equity | 8.31% | 8.74% | 11.05% | 10.03% | 25.36% | +1,706 bps | |
| Net Interest Margin | 3.41% | 3.46% | 3.53% | 3.54% | 3.57% | +16 bps | |
| Efficiency Ratio | 77.77% | 76.20% | 70.80% | 71.39% | 51.60% | -2,617 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.43% | 3.53% | 5.90% | 6.34% | 7.90% | +447 bps | |
| Loan Growth (YoY) | 2.57% | 4.77% | 6.29% | 4.61% | 4.08% | +151 bps | |
| Share Growth (YoY) | 6.74% | 6.49% | 5.95% | 6.16% | 6.48% | -26 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.29% | 0.33% | 0.33% | 0.23% | 0.34% | +4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.91% | 9.03% | 9.38% | 9.33% | 10.19% | +128 bps | |
| Net Worth / Assets | 8.91% | 9.03% | 9.38% | 9.33% | 10.19% | +128 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 88.59% | 87.74% | 87.02% | 84.99% | 86.59% | -200 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |