College Place, WA · Charter 68280
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.73% | 0.66% | 0.47% | 0.78% | 0.18% | -55 bps | |
| Return on Equity | 5.64% | 5.02% | 3.53% | 5.88% | 1.41% | -423 bps | |
| Net Interest Margin | 4.07% | 4.10% | 4.12% | 3.90% | 3.92% | -15 bps | |
| Efficiency Ratio | 70.74% | 71.41% | 73.74% | 74.91% | 76.89% | +616 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.74% | 5.39% | 1.43% | 1.96% | 0.53% | -622 bps | |
| Loan Growth (YoY) | 0.77% | 0.59% | 1.78% | -5.05% | -6.64% | -741 bps | |
| Share Growth (YoY) | 6.24% | 5.35% | 1.08% | 1.69% | 0.53% | -571 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.48% | 2.06% | 0.96% | 1.19% | 1.31% | -17 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.94% | 13.10% | 13.27% | 13.21% | 13.05% | +11 bps | |
| Net Worth / Assets | 12.94% | 13.10% | 13.27% | 13.21% | 13.05% | +11 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 83.52% | 82.03% | 82.48% | 80.90% | 77.56% | -596 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |