Blue Mountain
College Place, WA · Charter 68280 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$56.1MAssets
$37.8MLoans
$48.8MShares
$7.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 56% of credit unions under $1B in assets (rank 737 of 1683).
- Widest gap: return on equity trails 83% of credit unions under $1B in assets (rank 1391 of 1681).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.19%
Rank 1,393 of 1,683
Net Interest Margin
3.92%
Rank 737 of 1,683
Efficiency Ratio
76.85%
Rank 766 of 1,682
Equity / Assets
13.05%
Rank 811 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.19% | 0.35% | 0.74% | 1.18% | Beats 17% | 1,393 / 1,683 | |
| Return on Equity | 1.42% | 2.67% | 5.89% | 8.74% | Beats 17% | 1,391 / 1,681 | |
| Net Interest Margin | 3.92% | 3.31% | 3.82% | 4.32% | Beats 56% | 737 / 1,683 | |
| Efficiency Ratio | 76.85% | 68.91% | 78.20% | 86.93% | Beats 55% | 766 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.31% | 0.26% | 0.65% | 1.29% | Beats 25% | 1,270 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.05% | 10.44% | 12.89% | 16.53% | Beats 52% | 811 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.05% | 10.44% | 12.89% | 16.53% | Beats 52% | 811 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 77.56% | 52.61% | 69.38% | 83.50% | 65th pctl | 590 / 1,683 | |
| Loans / Assets | 67.43% | 44.71% | 59.18% | 70.72% | 68th pctl | 542 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |