Indianapolis, IN · Charter 68248
NCUA · 16 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.10% | 1.15% | 1.10% | 1.14% | 1.11% | 1.15% | 1.25% | 1.21% | +8 bps | |
| Return on Equity | 8.80% | 9.31% | 8.96% | 9.05% | 8.73% | 9.02% | 9.76% | 9.14% | +9 bps | |
| Net Interest Margin | 3.90% | 3.83% | 3.78% | 3.88% | 3.92% | 3.91% | 3.96% | 4.10% | +22 bps | |
| Efficiency Ratio | 66.97% | 67.60% | 66.04% | 66.56% | 67.11% | 66.68% | 66.77% | 67.23% | +67 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.91% | 5.44% | 5.47% | 7.23% | 7.09% | 5.99% | 3.66% | 3.03% | -420 bps | |
| Loan Growth (YoY) | 1.44% | 2.15% | 4.29% | 2.08% | 2.00% | 2.41% | 1.59% | 4.10% | +202 bps | |
| Share Growth (YoY) | 4.65% | 6.73% | 6.91% | 9.13% | 8.85% | 8.02% | 4.77% | 3.55% | -558 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.29% | 0.36% | 0.39% | 0.40% | 0.34% | 0.42% | 0.33% | 0.31% | -8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.45% | 12.38% | 12.22% | 12.54% | 12.68% | 12.72% | 12.86% | 13.27% | +72 bps | |
| Net Worth / Assets | 12.45% | 12.38% | 12.22% | 12.54% | 12.68% | 12.72% | 12.86% | 13.27% | +72 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 105.84% | 103.40% | 100.06% | 99.70% | 99.18% | 98.04% | 97.03% | 100.23% | +53 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |