PackageTrendsPeer
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Forum

Indianapolis, IN · Charter 68248

NCUA · 16 branches

Q2 2026

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, credit unions $1B-$10B in assets3

Basis

Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.

Peer groups below the disclosure floor are suppressed.

Peer standing

Capital

82

Q2 2024Q2 2026peer median (50)

Asset Quality

89

Q2 2024Q2 2026peer median (50)

Profitability

81

Q2 2024Q2 2026peer median (50)

Liquidity

15

Q2 2024Q2 2026peer median

Efficiency

68

Q2 2024Q2 2026peer median (50)

Growth

No peer data yet

Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Forum

Indianapolis, IN · Charter 68248

NCUA · 16 branches

Q2 2026

$2.3BAssets
$1.9BLoans
$1.9BShares
$307.0MNet Worth

Return on Assets (YTD, annualized)

1.21%+8 bps YoY

Net Interest Margin (YTD, annualized)

4.10%+22 bps YoY

Efficiency Ratio (YTD, annualized)

67.23%+67 bps YoY

Net Worth / Assets

13.27%+72 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Return on Assets1.10%1.15%1.10%1.14%1.11%1.15%1.25%1.21%+8 bps
Net Interest Margin3.90%3.83%3.78%3.88%3.92%3.91%3.96%4.10%+22 bps
Asset Growth (YoY)4.91%5.44%5.47%7.23%7.09%5.99%3.66%3.03%-420 bps
Share Growth (YoY)4.65%6.73%6.91%9.13%8.85%8.02%4.77%3.55%-558 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Risk-Based Capital12.45%12.38%12.22%12.54%12.68%12.72%12.86%13.27%+72 bps
Loans / Shares105.84%103.40%100.06%99.70%99.18%98.04%97.03%100.23%+53 bps

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Income-statement figures are year-to-date as filed, annualized (the UBPR convention). Each quarter includes the ones before it.

CallReports · callreports.ai· Performance TrendsGenerated 2026-10-11

Forum

Indianapolis, IN · Charter 68248 · Peer group: credit unions $1B-$10B in assets (n=435)

NCUA · 16 branches

Q2 2026

$2.3BAssets
$1.9BLoans
$1.9BShares
$307.0MNet Worth

Return on Assets

1.21%

Rank 82 of 435

Net Interest Margin

4.10%

Rank 40 of 435

Efficiency Ratio

67.23%

Rank 142 of 435

Equity / Assets

13.27%

Rank 80 of 435

MetricYour Credit UnionPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Return on Assets1.21%0.55%0.81%1.14%Beats 81%82 / 435
Net Interest Margin4.10%3.01%3.39%3.75%Beats 91%40 / 435
Nonperforming Loans / Loans0.31%0.45%0.69%1.05%Beats 89%49 / 435
Tier 1 Capital Ratio13.27%9.81%10.84%12.63%Beats 82%80 / 435
Equity / Assets13.27%9.81%10.84%12.63%Beats 82%80 / 435
Loans / Assets83.88%67.69%74.58%80.80%88th pctl54 / 435