Indianapolis, IN · Charter 68248
NCUA · 16 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
82
Asset Quality
89
Profitability
81
Liquidity
15
Efficiency
68
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Indianapolis, IN · Charter 68248
NCUA · 16 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.10% | 1.15% | 1.10% | 1.14% | 1.11% | 1.15% | 1.25% | 1.21% | +8 bps | |
| Return on Equity | 8.80% | 9.31% | 8.96% | 9.05% | 8.73% | 9.02% | 9.76% | 9.14% | +9 bps | |
| Net Interest Margin | 3.90% | 3.83% | 3.78% | 3.88% | 3.92% | 3.91% | 3.96% | 4.10% | +22 bps | |
| Efficiency Ratio | 66.97% | 67.60% | 66.04% | 66.56% | 67.11% | 66.68% | 66.77% | 67.23% | +67 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.91% | 5.44% | 5.47% | 7.23% | 7.09% | 5.99% | 3.66% | 3.03% | -420 bps | |
| Loan Growth (YoY) | 1.44% | 2.15% | 4.29% | 2.08% | 2.00% | 2.41% | 1.59% | 4.10% | +202 bps | |
| Share Growth (YoY) | 4.65% | 6.73% | 6.91% | 9.13% | 8.85% | 8.02% | 4.77% | 3.55% | -558 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.29% | 0.36% | 0.39% | 0.40% | 0.34% | 0.42% | 0.33% | 0.31% | -8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.45% | 12.38% | 12.22% | 12.54% | 12.68% | 12.72% | 12.86% | 13.27% | +72 bps | |
| Net Worth / Assets | 12.45% | 12.38% | 12.22% | 12.54% | 12.68% | 12.72% | 12.86% | 13.27% | +72 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 105.84% | 103.40% | 100.06% | 99.70% | 99.18% | 98.04% | 97.03% | 100.23% | +53 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Indianapolis, IN · Charter 68248 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 16 branches
Q2 2026
Return on Assets
1.21%
Rank 82 of 435
Net Interest Margin
4.10%
Rank 40 of 435
Efficiency Ratio
67.23%
Rank 142 of 435
Equity / Assets
13.27%
Rank 80 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.21% | 0.55% | 0.81% | 1.14% | Beats 81% | 82 / 435 | ||
| Return on Equity | 9.14% | 5.12% | 7.41% | 9.70% | Beats 70% | 132 / 435 | ||
| Net Interest Margin | 4.10% | 3.01% | 3.39% | 3.75% | Beats 91% | 40 / 435 | ||
| Efficiency Ratio | 67.23% | 65.25% | 71.39% | 77.86% | Beats 68% | 142 / 435 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.31% | 0.45% | 0.69% | 1.05% | Beats 89% | 49 / 435 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 13.27% | 9.81% | 10.84% | 12.63% | Beats 82% | 80 / 435 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 13.27% | 9.81% | 10.84% | 12.63% | Beats 82% | 80 / 435 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 100.23% | 78.33% | 88.38% | 95.61% | 86th pctl | 60 / 435 | ||
| Loans / Assets | 83.88% | 67.69% | 74.58% | 80.80% | 88th pctl | 54 / 435 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||