Vancouver, WA · Charter 68186
NCUA · 16 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.17% | 1.25% | 1.20% | 1.34% | 1.28% | +11 bps | |
| Return on Equity | 9.31% | 9.81% | 9.34% | 10.31% | 9.61% | +29 bps | |
| Net Interest Margin | 3.60% | 3.64% | 3.60% | 3.69% | 3.75% | +15 bps | |
| Efficiency Ratio | 58.93% | 57.65% | 58.11% | 60.42% | 59.22% | +28 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.77% | 3.21% | 4.53% | 5.01% | 4.29% | +252 bps | |
| Loan Growth (YoY) | 5.63% | 5.48% | 4.05% | 1.25% | 0.11% | -552 bps | |
| Share Growth (YoY) | 3.10% | 4.49% | 5.47% | 3.93% | 3.31% | +20 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.85% | 0.89% | 1.02% | 0.92% | 0.93% | +8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.55% | 12.79% | 12.82% | 12.99% | 13.29% | +74 bps | |
| Net Worth / Assets | 12.55% | 12.79% | 12.82% | 12.99% | 13.29% | +74 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 94.28% | 94.51% | 93.10% | 89.96% | 91.37% | -292 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |