Columbia Community
Vancouver, WA · Charter 68186 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 16 branches
Q2 2026
$2.6BAssets
$2.0BLoans
$2.2BShares
$344.4MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 89% of credit unions $1B-$10B in assets (rank 47 of 435).
- Widest gap: nonperforming loans / loans trails 68% of credit unions $1B-$10B in assets (rank 298 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.28%
Rank 70 of 435
Net Interest Margin
3.75%
Rank 108 of 435
Efficiency Ratio
59.22%
Rank 47 of 435
Equity / Assets
13.29%
Rank 79 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.28% | 0.55% | 0.81% | 1.14% | Beats 84% | 70 / 435 | |
| Return on Equity | 9.61% | 5.12% | 7.41% | 9.70% | Beats 74% | 113 / 435 | |
| Net Interest Margin | 3.75% | 3.01% | 3.39% | 3.75% | Beats 75% | 108 / 435 | |
| Efficiency Ratio | 59.22% | 65.25% | 71.39% | 77.86% | Beats 89% | 47 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.93% | 0.45% | 0.69% | 1.05% | Beats 32% | 298 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.29% | 9.81% | 10.84% | 12.63% | Beats 82% | 79 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.29% | 9.81% | 10.84% | 12.63% | Beats 82% | 79 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 91.37% | 78.33% | 88.38% | 95.61% | 60th pctl | 174 / 435 | |
| Loans / Assets | 78.95% | 67.69% | 74.58% | 80.80% | 66th pctl | 149 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |