Collegedale, TN · Charter 68167
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.59% | 0.58% | 0.62% | 0.71% | 0.81% | +23 bps | |
| Return on Equity | 6.34% | 6.32% | 6.71% | 7.71% | 8.64% | +230 bps | |
| Net Interest Margin | 4.11% | 4.08% | 4.04% | 3.96% | 4.01% | -10 bps | |
| Efficiency Ratio | 85.63% | 84.76% | 84.42% | 85.33% | 82.43% | -320 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.88% | -3.53% | 4.25% | 4.65% | 5.99% | +411 bps | |
| Loan Growth (YoY) | 10.36% | 8.98% | 7.35% | 7.93% | 4.88% | -547 bps | |
| Share Growth (YoY) | 1.25% | -4.47% | 3.83% | 4.26% | 5.83% | +458 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.10% | 1.47% | 0.40% | 0.03% | 0.32% | +22 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.26% | 9.18% | 9.29% | 9.18% | 9.42% | +16 bps | |
| Net Worth / Assets | 9.26% | 9.18% | 9.29% | 9.18% | 9.42% | +16 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 67.87% | 66.42% | 68.04% | 65.98% | 67.27% | -60 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |