Collegedale
Collegedale, TN · Charter 68167 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$44.6MAssets
$27.0MLoans
$40.2MShares
$4.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 74% of credit unions under $1B in assets (rank 439 of 1681).
- Widest gap: equity / assets trails 86% of credit unions under $1B in assets (rank 1447 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.81%
Rank 772 of 1,683
Net Interest Margin
4.01%
Rank 659 of 1,683
Efficiency Ratio
82.46%
Rank 1,058 of 1,682
Equity / Assets
9.42%
Rank 1,447 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.81% | 0.35% | 0.74% | 1.18% | Beats 54% | 772 / 1,683 | |
| Return on Equity | 8.62% | 2.67% | 5.89% | 8.74% | Beats 74% | 439 / 1,681 | |
| Net Interest Margin | 4.01% | 3.31% | 3.82% | 4.32% | Beats 61% | 659 / 1,683 | |
| Efficiency Ratio | 82.46% | 68.91% | 78.20% | 86.93% | Beats 37% | 1,058 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.31% | 0.26% | 0.65% | 1.29% | Beats 71% | 482 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.42% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,447 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.42% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,447 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 67.27% | 52.61% | 69.38% | 83.50% | 46th pctl | 911 / 1,683 | |
| Loans / Assets | 60.55% | 44.71% | 59.18% | 70.72% | 53rd pctl | 788 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |