PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Holy Redeemer Community of SE Wis.

Milwaukee, WI · Charter 68044

NCUA · 1 branch

Q2 2026

$748KAssets
$149KLoans
$466KShares
$230KNet Worth

Executive Summary

  • Earnings: ROA of 1.43%, down 47 bps year over year; NIM at 3.79%.
  • Asset quality: problem loans at 1.93% of loans (+111 bps YoY).
  • Capital: net worth / assets of 30.81%, up 156 bps from a year ago.
  • Funding: loans stand at 31.89% of shares as of Q2 2026.

Return on Assets (YTD, annualized)

1.43%-47 bps YoY

Net Interest Margin (YTD, annualized)

3.79%-31 bps YoY

Efficiency Ratio (YTD, annualized)

62.96%+864 bps YoY

Net Worth / Assets

30.81%+156 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets3.97%3.40%1.40%1.90%1.95%1.85%1.37%1.43%-47 bps
Return on Equity13.86%11.39%5.02%6.51%6.62%6.15%4.91%4.64%-187 bps
Net Interest Margin5.41%5.32%3.94%4.09%4.15%4.24%2.45%3.79%-31 bps
Efficiency Ratio27.81%37.07%65.05%54.33%53.89%57.16%45.00%62.96%+864 bps
Growth
Asset Growth (YoY)7.08%-7.81%-17.14%-7.63%3.19%5.63%6.73%0.24%+787 bps
Loan Growth (YoY)120.72%147.82%273%45.45%46.42%46.75%42.68%1.86%-4,359 bps
Share Growth (YoY)3.96%-14.42%-30.47%-19.72%-5.64%-2.86%6.72%-2.92%+1,680 bps
Asset Quality
Delinquent Loans / Loans0.00%0.00%2.32%0.82%0.00%0.00%2.95%1.93%+111 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans3.31%3.30%2.76%2.09%2.26%2.25%1.94%2.05%-4 bps
Capital
Risk-Based Capital28.64%29.85%27.95%29.25%29.53%30.11%27.90%30.81%+156 bps
Net Worth / Assets28.64%29.85%27.95%29.25%29.53%30.11%27.90%30.81%+156 bps
Liquidity & Funding
Loans / Shares18.04%18.81%21.94%30.39%27.99%28.41%29.34%31.89%+150 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps