Milwaukee, WI · Charter 68044
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.90% | 1.95% | 1.85% | 1.37% | 1.43% | -47 bps | |
| Return on Equity | 6.51% | 6.62% | 6.15% | 4.91% | 4.64% | -187 bps | |
| Net Interest Margin | 4.09% | 4.15% | 4.24% | 2.45% | 3.79% | -31 bps | |
| Efficiency Ratio | 54.33% | 53.89% | 57.16% | 45.00% | 62.96% | +864 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -7.63% | 3.19% | 5.63% | 6.73% | 0.24% | +787 bps | |
| Loan Growth (YoY) | 45.45% | 46.42% | 46.75% | 42.68% | 1.86% | -4,359 bps | |
| Share Growth (YoY) | -19.72% | -5.64% | -2.86% | 6.72% | -2.92% | +1,680 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.82% | 0.00% | 0.00% | 2.95% | 1.93% | +111 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.09% | 2.26% | 2.25% | 1.94% | 2.05% | -4 bps | |
| Capital | |||||||
| Risk-Based Capital | 29.25% | 29.53% | 30.11% | 27.90% | 30.81% | +156 bps | |
| Net Worth / Assets | 29.25% | 29.53% | 30.11% | 27.90% | 30.81% | +156 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 30.39% | 27.99% | 28.41% | 29.34% | 31.89% | +150 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |