Portland, ME · Charter 68038
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.61% | 0.95% | 1.00% | 0.75% | 0.73% | +12 bps | |
| Return on Equity | 8.45% | 12.83% | 12.93% | 9.76% | 9.34% | +90 bps | |
| Net Interest Margin | 3.30% | 3.34% | 3.43% | 3.49% | 3.54% | +24 bps | |
| Efficiency Ratio | 84.69% | 78.25% | 78.11% | 81.72% | 82.49% | -220 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.98% | 10.73% | 10.09% | 9.13% | 6.83% | -215 bps | |
| Loan Growth (YoY) | 4.12% | 6.36% | 7.42% | 8.01% | 9.72% | +560 bps | |
| Share Growth (YoY) | 8.73% | 10.43% | 9.45% | 8.31% | 5.74% | -298 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.72% | 0.85% | 1.01% | 0.90% | 1.05% | +34 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.28% | 7.44% | 7.70% | 7.72% | 7.86% | +58 bps | |
| Net Worth / Assets | 7.28% | 7.44% | 7.70% | 7.72% | 7.86% | +58 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 79.93% | 78.92% | 80.73% | 79.97% | 82.94% | +301 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |