Evergreen
Portland, ME · Charter 68038 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$644.5MAssets
$485.4MLoans
$585.2MShares
$50.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 79% of credit unions under $1B in assets (rank 347 of 1681).
- Widest gap: equity / assets trails 97% of credit unions under $1B in assets (rank 1631 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.73%
Rank 845 of 1,683
Net Interest Margin
3.54%
Rank 1,092 of 1,683
Efficiency Ratio
82.48%
Rank 1,059 of 1,682
Equity / Assets
7.86%
Rank 1,631 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.73% | 0.35% | 0.74% | 1.18% | Beats 50% | 845 / 1,683 | |
| Return on Equity | 9.34% | 2.67% | 5.89% | 8.74% | Beats 79% | 347 / 1,681 | |
| Net Interest Margin | 3.54% | 3.31% | 3.82% | 4.32% | Beats 35% | 1,092 / 1,683 | |
| Efficiency Ratio | 82.48% | 68.91% | 78.20% | 86.93% | Beats 37% | 1,059 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.05% | 0.26% | 0.65% | 1.29% | Beats 31% | 1,157 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.86% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,631 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.86% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,631 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 82.94% | 52.61% | 69.38% | 83.50% | 74th pctl | 431 / 1,683 | |
| Loans / Assets | 75.30% | 44.71% | 59.18% | 70.72% | 84th pctl | 275 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |