Ocala, FL · Charter 67938
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.19% | 0.57% | 0.63% | 0.21% | 0.57% | +38 bps | |
| Return on Equity | 2.01% | 5.74% | 6.23% | 2.12% | 5.63% | +362 bps | |
| Net Interest Margin | 2.68% | 2.91% | 2.98% | 2.91% | 3.05% | +37 bps | |
| Efficiency Ratio | 69.64% | 69.92% | 70.24% | 75.15% | 72.13% | +249 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.14% | -5.49% | -2.96% | -0.92% | -1.45% | +68 bps | |
| Loan Growth (YoY) | -13.83% | -14.50% | -17.78% | -18.49% | -11.74% | +209 bps | |
| Share Growth (YoY) | -2.29% | -6.47% | -3.54% | -1.26% | -2.14% | +15 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.32% | 0.59% | 0.67% | 1.27% | 2.57% | +125 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.29% | 9.94% | 10.18% | 9.94% | 10.13% | +85 bps | |
| Net Worth / Assets | 9.29% | 9.94% | 10.18% | 9.94% | 10.13% | +85 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 37.32% | 37.11% | 35.70% | 32.40% | 33.66% | -366 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |