Ocala Community
Ocala, FL · Charter 67938 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$49.3MAssets
$14.8MLoans
$43.9MShares
$5.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 68% of credit unions under $1B in assets (rank 539 of 1682).
- Widest gap: nonperforming loans / loans trails 90% of credit unions under $1B in assets (rank 1514 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.57%
Rank 1,048 of 1,683
Net Interest Margin
3.06%
Rank 1,417 of 1,683
Efficiency Ratio
72.06%
Rank 539 of 1,682
Equity / Assets
10.13%
Rank 1,316 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.57% | 0.35% | 0.74% | 1.18% | Beats 38% | 1,048 / 1,683 | |
| Return on Equity | 5.65% | 2.67% | 5.89% | 8.74% | Beats 48% | 882 / 1,681 | |
| Net Interest Margin | 3.06% | 3.31% | 3.82% | 4.32% | Beats 16% | 1,417 / 1,683 | |
| Efficiency Ratio | 72.06% | 68.91% | 78.20% | 86.93% | Beats 68% | 539 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.57% | 0.26% | 0.65% | 1.29% | Beats 10% | 1,514 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.13% | 10.44% | 12.89% | 16.53% | Beats 22% | 1,316 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.13% | 10.44% | 12.89% | 16.53% | Beats 22% | 1,316 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 33.66% | 52.61% | 69.38% | 83.50% | 7th pctl | 1,568 / 1,683 | |
| Loans / Assets | 29.98% | 44.71% | 59.18% | 70.72% | 8th pctl | 1,552 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |