Fort Worth, TX · Charter 67928
NCUA · 22 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.40% | 1.29% | 1.32% | 1.34% | 1.41% | 1.38% | 1.56% | 1.60% | +26 bps | |
| Return on Equity | 10.98% | 10.26% | 10.61% | 10.66% | 11.17% | 10.90% | 12.40% | 12.61% | +195 bps | |
| Net Interest Margin | 2.87% | 2.85% | 2.84% | 2.92% | 2.90% | 2.93% | 2.91% | 2.92% | +1 bps | |
| Efficiency Ratio | 57.84% | 57.64% | 57.47% | 57.98% | 56.59% | 56.43% | 52.11% | 51.07% | -691 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 9.12% | 10.00% | 10.96% | 11.74% | 12.82% | 11.50% | 11.42% | 11.56% | -17 bps | |
| Loan Growth (YoY) | 8.54% | 9.92% | 9.35% | 10.50% | 11.36% | 12.02% | 12.71% | 14.03% | +353 bps | |
| Share Growth (YoY) | 8.49% | 9.86% | 10.61% | 11.49% | 12.55% | 10.90% | 11.07% | 11.26% | -22 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.53% | 0.52% | 0.41% | 0.39% | 0.44% | 0.45% | 0.42% | 0.45% | +6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.77% | 12.61% | 12.48% | 12.54% | 12.58% | 12.64% | 12.57% | 12.70% | +15 bps | |
| Net Worth / Assets | 12.77% | 12.61% | 12.48% | 12.54% | 12.58% | 12.64% | 12.57% | 12.70% | +15 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 91.93% | 91.99% | 89.59% | 90.84% | 90.96% | 92.91% | 90.92% | 93.09% | +226 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |