Eecu
Fort Worth, TX · Charter 67928 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 22 branches
Q2 2026
$4.9BAssets
$3.9BLoans
$4.2BShares
$619.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 98% of credit unions $1B-$10B in assets (rank 11 of 435).
- Widest gap: net interest margin trails 80% of credit unions $1B-$10B in assets (rank 348 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.60%
Rank 23 of 435
Net Interest Margin
2.92%
Rank 348 of 435
Efficiency Ratio
51.07%
Rank 11 of 435
Equity / Assets
12.70%
Rank 104 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.60% | 0.55% | 0.81% | 1.14% | Beats 95% | 23 / 435 | | |
| Return on Equity | 12.61% | 5.12% | 7.41% | 9.70% | Beats 93% | 32 / 435 | | |
| Net Interest Margin | 2.92% | 3.01% | 3.39% | 3.75% | Beats 20% | 348 / 435 | | |
| Efficiency Ratio | 51.07% | 65.25% | 71.39% | 77.86% | Beats 98% | 11 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.45% | 0.45% | 0.69% | 1.05% | Beats 76% | 106 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.70% | 9.81% | 10.84% | 12.63% | Beats 76% | 104 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.70% | 9.81% | 10.84% | 12.63% | Beats 76% | 104 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 93.09% | 78.33% | 88.38% | 95.61% | 65th pctl | 151 / 435 | | |
| Loans / Assets | 80.45% | 67.69% | 74.58% | 80.80% | 74th pctl | 115 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |