Loogootee, IN · Charter 67762
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.00% | 2.08% | 2.32% | 1.82% | 1.68% | 1.64% | 1.78% | 1.71% | -11 bps | |
| Return on Equity | 13.28% | 13.02% | 14.43% | 11.47% | 10.92% | 10.58% | 11.00% | 10.32% | -116 bps | |
| Net Interest Margin | 3.51% | 3.63% | 3.80% | 3.54% | 3.31% | 3.26% | 3.36% | 3.41% | -13 bps | |
| Efficiency Ratio | 44.41% | 45.38% | 41.18% | 46.65% | 47.99% | 48.98% | 46.50% | 49.50% | +285 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 15.79% | 11.55% | 12.05% | 5.15% | 10.25% | 14.94% | 9.78% | 6.15% | +100 bps | |
| Loan Growth (YoY) | 17.08% | 14.24% | 6.55% | 7.90% | 5.58% | 9.12% | 11.00% | 10.99% | +309 bps | |
| Share Growth (YoY) | 16.07% | 10.93% | 11.57% | 3.62% | 9.81% | 15.55% | 9.58% | 5.21% | +159 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.38% | 1.65% | 1.36% | 2.13% | 2.01% | 1.96% | 1.38% | 2.74% | +61 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.02% | 15.96% | 16.05% | 15.87% | 15.37% | 15.53% | 16.21% | 16.62% | +75 bps | |
| Net Worth / Assets | 15.02% | 15.96% | 16.05% | 15.87% | 15.37% | 15.53% | 16.21% | 16.62% | +75 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 94.58% | 99.06% | 95.60% | 93.34% | 90.94% | 93.55% | 96.84% | 98.47% | +513 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |