Loogootee, IN · Charter 67762
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.82% | 1.68% | 1.64% | 1.78% | 1.71% | -11 bps | |
| Return on Equity | 11.47% | 10.92% | 10.58% | 11.00% | 10.32% | -116 bps | |
| Net Interest Margin | 3.54% | 3.31% | 3.26% | 3.36% | 3.41% | -13 bps | |
| Efficiency Ratio | 46.65% | 47.99% | 48.98% | 46.50% | 49.50% | +285 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.15% | 10.25% | 14.94% | 9.78% | 6.15% | +100 bps | |
| Loan Growth (YoY) | 7.90% | 5.58% | 9.12% | 11.00% | 10.99% | +309 bps | |
| Share Growth (YoY) | 3.62% | 9.81% | 15.55% | 9.58% | 5.21% | +159 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.13% | 2.01% | 1.96% | 1.38% | 2.74% | +61 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 15.87% | 15.37% | 15.53% | 16.21% | 16.62% | +75 bps | |
| Net Worth / Assets | 15.87% | 15.37% | 15.53% | 16.21% | 16.62% | +75 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 93.34% | 90.94% | 93.55% | 96.84% | 98.47% | +513 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |