Atlas
Hannibal, MO · Charter 67682 · Peer group: credit unions under $1B in assets (n=1,675-1,678)
NCUA · 1 branch
Q1 2025
$381KAssets
$229KLoans
$310KShares
$70KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 148 of 1676).
- Widest gap: efficiency ratio trails 100% of credit unions under $1B in assets (rank 1668 of 1675).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-6.30%
Rank 1,664 of 1,678
Net Interest Margin
3.15%
Rank 1,237 of 1,677
Efficiency Ratio
300%
Rank 1,668 of 1,675
Equity / Assets
18.37%
Rank 265 of 1,677
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -6.30% | 0.24% | 0.67% | 1.21% | Beats 1% | 1,664 / 1,678 | | |
| Return on Equity | -34.29% | 1.96% | 5.37% | 8.99% | Beats 1% | 1,656 / 1,675 | | |
| Net Interest Margin | 3.15% | 3.12% | 3.67% | 4.25% | Beats 26% | 1,237 / 1,677 | | |
| Efficiency Ratio | 300% | 68.92% | 78.89% | 88.44% | Beats 0% | 1,668 / 1,675 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.21% | 0.58% | 1.19% | Beats 100% | 148 / 1,676 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.40% | 10.02% | 12.33% | 15.89% | Beats 84% | 265 / 1,678 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.37% | 10.02% | 12.33% | 15.89% | Beats 84% | 265 / 1,677 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.70% | 54.28% | 70.33% | 83.29% | 56th pctl | 733 / 1,677 | | |
| Loans / Assets | 60.10% | 46.21% | 59.98% | 70.96% | 50th pctl | 833 / 1,677 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |