Dallas, TX · Charter 67681
NCUA · 16 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.26% | 0.51% | 0.54% | 0.69% | 0.66% | +40 bps | |
| Return on Equity | 2.51% | 4.87% | 5.10% | 6.56% | 6.09% | +358 bps | |
| Net Interest Margin | 3.10% | 3.18% | 3.24% | 3.33% | 3.39% | +29 bps | |
| Efficiency Ratio | 72.91% | 71.27% | 71.01% | 70.95% | 70.97% | -194 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.70% | -4.27% | 0.26% | -0.51% | -0.24% | -194 bps | |
| Loan Growth (YoY) | -0.17% | -5.78% | -4.98% | -3.11% | -1.25% | -109 bps | |
| Share Growth (YoY) | 5.52% | -1.31% | -0.98% | -1.52% | -0.99% | -651 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.16% | 1.32% | 1.38% | 1.54% | 1.54% | +38 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.23% | 10.51% | 10.66% | 10.52% | 10.76% | +52 bps | |
| Net Worth / Assets | 10.23% | 10.51% | 10.66% | 10.52% | 10.76% | +52 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 77.72% | 78.50% | 77.75% | 76.86% | 77.51% | -21 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |