Neighborhood
Dallas, TX · Charter 67681 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 16 branches
Q2 2026
$1.1BAssets
$773.6MLoans
$998.1MShares
$120.9MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 53% of credit unions $1B-$10B in assets (rank 205 of 435).
- Widest gap: nonperforming loans / loans trails 91% of credit unions $1B-$10B in assets (rank 397 of 435).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.66%
Rank 292 of 435
Net Interest Margin
3.39%
Rank 218 of 435
Efficiency Ratio
70.97%
Rank 205 of 435
Equity / Assets
10.76%
Rank 232 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.66% | 0.55% | 0.81% | 1.14% | Beats 33% | 292 / 435 | |
| Return on Equity | 6.09% | 5.12% | 7.41% | 9.70% | Beats 35% | 283 / 435 | |
| Net Interest Margin | 3.39% | 3.01% | 3.39% | 3.75% | Beats 50% | 218 / 435 | |
| Efficiency Ratio | 70.97% | 65.25% | 71.39% | 77.86% | Beats 53% | 205 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.54% | 0.45% | 0.69% | 1.05% | Beats 9% | 397 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.76% | 9.81% | 10.84% | 12.63% | Beats 47% | 232 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.76% | 9.81% | 10.84% | 12.63% | Beats 47% | 232 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 77.51% | 78.33% | 88.38% | 95.61% | 23rd pctl | 334 / 435 | |
| Loans / Assets | 68.82% | 67.69% | 74.58% | 80.80% | 28th pctl | 312 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |