Greenville, TX · Charter 67645
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.03% | 2.10% | 2.05% | 1.20% | 1.72% | -30 bps | |
| Return on Equity | 13.78% | 13.57% | 12.85% | 7.56% | 10.25% | -353 bps | |
| Net Interest Margin | 4.33% | 4.42% | 4.46% | 4.26% | 4.45% | +12 bps | |
| Efficiency Ratio | 51.98% | 51.99% | 62.17% | 67.05% | 60.33% | +835 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.07% | -3.09% | -1.90% | -0.03% | -1.69% | -61 bps | |
| Loan Growth (YoY) | -4.12% | -5.70% | -6.22% | -5.99% | -4.78% | -65 bps | |
| Share Growth (YoY) | -2.69% | -4.86% | -4.24% | -2.31% | -4.76% | -207 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.35% | 0.17% | 0.35% | 0.33% | 0.78% | +43 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.70% | 15.48% | 15.98% | 15.90% | 16.78% | +209 bps | |
| Net Worth / Assets | 14.70% | 15.48% | 15.98% | 15.90% | 16.78% | +209 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 60.46% | 61.18% | 62.56% | 59.32% | 60.45% | -1 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |