Greenville, TX · Charter 67645
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
60
Asset Quality
57
Profitability
81
Liquidity
99
Efficiency
90
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Greenville, TX · Charter 67645
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.03% | 2.10% | 2.05% | 1.20% | 1.72% | -30 bps | |
| Return on Equity | 13.78% | 13.57% | 12.85% | 7.56% | 10.25% | -353 bps | |
| Net Interest Margin | 4.33% | 4.42% | 4.46% | 4.26% | 4.45% | +12 bps | |
| Efficiency Ratio | 51.98% | 51.99% | 62.17% | 67.05% | 60.33% | +835 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.07% | -3.09% | -1.90% | -0.03% | -1.69% | -61 bps | |
| Loan Growth (YoY) | -4.12% | -5.70% | -6.22% | -5.99% | -4.78% | -65 bps | |
| Share Growth (YoY) | -2.69% | -4.86% | -4.24% | -2.31% | -4.76% | -207 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.35% | 0.17% | 0.35% | 0.33% | 0.78% | +43 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.70% | 15.48% | 15.98% | 15.90% | 16.78% | +209 bps | |
| Net Worth / Assets | 14.70% | 15.48% | 15.98% | 15.90% | 16.78% | +209 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 60.46% | 61.18% | 62.56% | 59.32% | 60.45% | -1 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Greenville, TX · Charter 67645 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 1 branch
Q2 2026
Return on Assets
1.72%
Rank 9 of 60
Net Interest Margin
4.45%
Rank 15 of 60
Efficiency Ratio
60.34%
Rank 7 of 60
Equity / Assets
16.78%
Rank 24 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.72% | 0.02% | 0.62% | 0.99% | Beats 85% | 9 / 60 | |
| Return on Equity | 10.26% | 0.12% | 4.17% | 8.32% | Beats 83% | 10 / 60 | |
| Net Interest Margin | 4.45% | 3.36% | 3.95% | 4.45% | Beats 75% | 15 / 60 | |
| Efficiency Ratio | 60.34% | 70.09% | 78.52% | 92.77% | Beats 90% | 7 / 60 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.78% | 0.25% | 0.82% | 1.91% | Beats 57% | 27 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 16.78% | 11.15% | 14.35% | 19.86% | Beats 60% | 24 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 16.78% | 11.15% | 14.35% | 19.86% | Beats 60% | 24 / 60 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 60.45% | 51.31% | 60.45% | 81.20% | 50th pctl | 30 / 60 | |
| Loans / Assets | 49.95% | 41.11% | 52.43% | 68.66% | 43rd pctl | 34 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||