Calhoun Liberty
Blountstown, FL · Charter 67431 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$179.8MAssets
$130.1MLoans
$151.4MShares
$19.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 91% of credit unions under $1B in assets (rank 144 of 1682).
- Widest gap: equity / assets trails 73% of credit unions under $1B in assets (rank 1228 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.92%
Rank 664 of 1,683
Net Interest Margin
4.44%
Rank 359 of 1,683
Efficiency Ratio
75.99%
Rank 729 of 1,682
Equity / Assets
10.66%
Rank 1,228 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.92% | 0.35% | 0.74% | 1.18% | Beats 61% | 664 / 1,683 | |
| Return on Equity | 8.59% | 2.67% | 5.89% | 8.74% | Beats 74% | 442 / 1,681 | |
| Net Interest Margin | 4.44% | 3.31% | 3.82% | 4.32% | Beats 79% | 359 / 1,683 | |
| Efficiency Ratio | 75.99% | 68.91% | 78.20% | 86.93% | Beats 57% | 729 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.01% | 0.26% | 0.65% | 1.29% | Beats 91% | 144 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.66% | 10.44% | 12.89% | 16.53% | Beats 27% | 1,228 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.66% | 10.44% | 12.89% | 16.53% | Beats 27% | 1,228 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 85.91% | 52.61% | 69.38% | 83.50% | 79th pctl | 346 / 1,683 | |
| Loans / Assets | 72.35% | 44.71% | 59.18% | 70.72% | 78th pctl | 366 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |