Brunswick, GA · Charter 67354
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.38% | 0.41% | 0.73% | 1.87% | 1.50% | 1.47% | -0.03% | 0.57% | -130 bps | |
| Return on Equity | 2.10% | 2.09% | 3.92% | 9.88% | 7.77% | 7.28% | -0.14% | 2.96% | -692 bps | |
| Net Interest Margin | 3.37% | 3.70% | 3.69% | 3.83% | 3.99% | 4.20% | 3.96% | 4.09% | +26 bps | |
| Efficiency Ratio | 89.51% | 89.55% | 82.69% | 65.22% | 70.51% | 70.67% | 97.07% | 84.53% | +1,931 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.84% | -4.72% | -2.97% | -1.37% | -0.48% | 4.81% | 1.95% | 2.60% | +397 bps | |
| Loan Growth (YoY) | 4.92% | 1.13% | -1.24% | -1.22% | 1.16% | 3.46% | 6.03% | 6.40% | +762 bps | |
| Share Growth (YoY) | 7.85% | -0.43% | -3.23% | -0.53% | -3.62% | 1.22% | -1.97% | -4.44% | -391 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.69% | 2.40% | 1.47% | 1.23% | 1.57% | 2.31% | 3.30% | 2.54% | +131 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 17.99% | 19.64% | 18.52% | 18.96% | 19.30% | 20.20% | 19.40% | 19.23% | +27 bps | |
| Net Worth / Assets | 17.99% | 19.64% | 18.52% | 18.96% | 19.30% | 20.20% | 19.40% | 19.23% | +27 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 76.19% | 85.16% | 76.20% | 77.05% | 79.97% | 87.04% | 82.42% | 85.79% | +874 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |