Brunswick, GA · Charter 67354
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
84
Asset Quality
10
Profitability
43
Liquidity
28
Efficiency
31
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Brunswick, GA · Charter 67354
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.38% | 0.41% | 0.73% | 1.87% | 1.50% | 1.47% | -0.03% | 0.57% | -130 bps | |
| Return on Equity | 2.10% | 2.09% | 3.92% | 9.88% | 7.77% | 7.28% | -0.14% | 2.96% | -692 bps | |
| Net Interest Margin | 3.37% | 3.70% | 3.69% | 3.83% | 3.99% | 4.20% | 3.96% | 4.09% | +26 bps | |
| Efficiency Ratio | 89.51% | 89.55% | 82.69% | 65.22% | 70.51% | 70.67% | 97.07% | 84.53% | +1,931 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.84% | -4.72% | -2.97% | -1.37% | -0.48% | 4.81% | 1.95% | 2.60% | +397 bps | |
| Loan Growth (YoY) | 4.92% | 1.13% | -1.24% | -1.22% | 1.16% | 3.46% | 6.03% | 6.40% | +762 bps | |
| Share Growth (YoY) | 7.85% | -0.43% | -3.23% | -0.53% | -3.62% | 1.22% | -1.97% | -4.44% | -391 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.69% | 2.40% | 1.47% | 1.23% | 1.57% | 2.31% | 3.30% | 2.54% | +131 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 17.99% | 19.64% | 18.52% | 18.96% | 19.30% | 20.20% | 19.40% | 19.23% | +27 bps | |
| Net Worth / Assets | 17.99% | 19.64% | 18.52% | 18.96% | 19.30% | 20.20% | 19.40% | 19.23% | +27 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 76.19% | 85.16% | 76.20% | 77.05% | 79.97% | 87.04% | 82.42% | 85.79% | +874 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Brunswick, GA · Charter 67354 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.57%
Rank 1,053 of 1,683
Net Interest Margin
4.09%
Rank 598 of 1,683
Efficiency Ratio
84.57%
Rank 1,169 of 1,682
Equity / Assets
19.23%
Rank 262 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.57% | 0.35% | 0.74% | 1.18% | Beats 37% | 1,053 / 1,683 | ||
| Return on Equity | 2.94% | 2.67% | 5.89% | 8.74% | Beats 27% | 1,222 / 1,681 | ||
| Net Interest Margin | 4.09% | 3.31% | 3.82% | 4.32% | Beats 64% | 598 / 1,683 | ||
| Efficiency Ratio | 84.57% | 68.91% | 78.20% | 86.93% | Beats 31% | 1,169 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 2.54% | 0.26% | 0.65% | 1.29% | Beats 10% | 1,510 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 19.23% | 10.44% | 12.89% | 16.53% | Beats 84% | 262 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 19.23% | 10.44% | 12.89% | 16.53% | Beats 84% | 262 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 85.78% | 52.61% | 69.38% | 83.50% | 79th pctl | 351 / 1,683 | ||
| Loans / Assets | 63.98% | 44.71% | 59.18% | 70.72% | 61st pctl | 663 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||