Hutchinson, KS · Charter 67263
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.91% | 0.43% | 0.92% | 1.12% | 1.18% | 0.77% | 0.46% | 0.97% | -15 bps | |
| Return on Equity | 9.62% | 4.67% | 10.11% | 12.16% | 12.44% | 8.25% | 5.11% | 10.33% | -183 bps | |
| Net Interest Margin | 3.73% | 3.48% | 4.13% | 4.15% | 4.21% | 3.85% | 3.93% | 4.10% | -4 bps | |
| Efficiency Ratio | 70.28% | 76.96% | 65.34% | 63.98% | 63.48% | 69.91% | 65.31% | 62.63% | -135 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 11.93% | 8.91% | 7.14% | 8.48% | 6.57% | 7.02% | 9.09% | 5.45% | -303 bps | |
| Loan Growth (YoY) | -2.34% | -2.46% | -0.17% | 1.76% | 2.01% | 3.49% | 2.34% | 1.67% | -9 bps | |
| Share Growth (YoY) | 13.04% | 9.88% | 7.61% | 8.94% | 6.79% | 6.35% | 9.04% | 5.31% | -363 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.81% | 2.83% | 2.62% | 2.27% | 1.77% | 3.08% | 2.64% | 2.92% | +65 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.45% | 9.15% | 9.14% | 9.21% | 9.51% | 9.31% | 9.02% | 9.43% | +22 bps | |
| Net Worth / Assets | 9.45% | 9.15% | 9.14% | 9.21% | 9.51% | 9.31% | 9.02% | 9.43% | +22 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 77.94% | 75.96% | 74.96% | 73.69% | 74.45% | 73.92% | 70.35% | 71.14% | -254 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |