Hutchinson, KS · Charter 67263
NCUA · 4 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
14
Asset Quality
8
Profitability
71
Liquidity
92
Efficiency
86
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Hutchinson, KS · Charter 67263
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.91% | 0.43% | 0.92% | 1.12% | 1.18% | 0.77% | 0.46% | 0.97% | -15 bps | |
| Return on Equity | 9.62% | 4.67% | 10.11% | 12.16% | 12.44% | 8.25% | 5.11% | 10.33% | -183 bps | |
| Net Interest Margin | 3.73% | 3.48% | 4.13% | 4.15% | 4.21% | 3.85% | 3.93% | 4.10% | -4 bps | |
| Efficiency Ratio | 70.28% | 76.96% | 65.34% | 63.98% | 63.48% | 69.91% | 65.31% | 62.63% | -135 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 11.93% | 8.91% | 7.14% | 8.48% | 6.57% | 7.02% | 9.09% | 5.45% | -303 bps | |
| Loan Growth (YoY) | -2.34% | -2.46% | -0.17% | 1.76% | 2.01% | 3.49% | 2.34% | 1.67% | -9 bps | |
| Share Growth (YoY) | 13.04% | 9.88% | 7.61% | 8.94% | 6.79% | 6.35% | 9.04% | 5.31% | -363 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.81% | 2.83% | 2.62% | 2.27% | 1.77% | 3.08% | 2.64% | 2.92% | +65 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.45% | 9.15% | 9.14% | 9.21% | 9.51% | 9.31% | 9.02% | 9.43% | +22 bps | |
| Net Worth / Assets | 9.45% | 9.15% | 9.14% | 9.21% | 9.51% | 9.31% | 9.02% | 9.43% | +22 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 77.94% | 75.96% | 74.96% | 73.69% | 74.45% | 73.92% | 70.35% | 71.14% | -254 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Hutchinson, KS · Charter 67263 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
Return on Assets
0.97%
Rank 617 of 1,683
Net Interest Margin
4.11%
Rank 590 of 1,683
Efficiency Ratio
62.68%
Rank 238 of 1,682
Equity / Assets
9.43%
Rank 1,443 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.97% | 0.35% | 0.74% | 1.18% | Beats 63% | 617 / 1,683 | ||
| Return on Equity | 10.31% | 2.67% | 5.89% | 8.74% | Beats 85% | 256 / 1,681 | ||
| Net Interest Margin | 4.11% | 3.31% | 3.82% | 4.32% | Beats 65% | 590 / 1,683 | ||
| Efficiency Ratio | 62.68% | 68.91% | 78.20% | 86.93% | Beats 86% | 238 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 2.93% | 0.26% | 0.65% | 1.29% | Beats 8% | 1,549 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 9.43% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,443 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 9.43% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,443 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 71.14% | 52.61% | 69.38% | 83.50% | 53rd pctl | 786 / 1,683 | ||
| Loans / Assets | 64.27% | 44.71% | 59.18% | 70.72% | 61st pctl | 650 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||