Wichita, KS · Charter 67187
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.13% | 0.18% | 0.46% | 0.43% | 0.63% | 0.74% | 1.00% | 1.11% | +68 bps | |
| Return on Equity | 1.38% | 1.77% | 4.54% | 4.11% | 5.67% | 6.53% | 8.86% | 9.76% | +565 bps | |
| Net Interest Margin | 3.48% | 3.59% | 3.99% | 4.20% | 4.54% | 4.64% | 4.52% | 4.54% | +34 bps | |
| Efficiency Ratio | 91.17% | 89.32% | 82.05% | 83.85% | 82.50% | 81.17% | 75.24% | 75.89% | -796 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.27% | -3.13% | -6.82% | -6.70% | -7.99% | -7.12% | -2.48% | 0.24% | +694 bps | |
| Loan Growth (YoY) | -4.14% | -4.65% | -6.06% | -3.14% | -3.05% | -2.91% | -2.73% | -0.90% | +224 bps | |
| Share Growth (YoY) | -1.15% | -3.24% | -3.77% | -3.88% | -5.91% | -4.87% | -3.59% | -1.00% | +288 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.31% | 0.38% | 0.24% | 0.24% | 0.39% | 0.54% | 0.24% | 0.40% | +16 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.76% | 9.87% | 10.19% | 10.39% | 11.13% | 11.34% | 11.27% | 11.39% | +100 bps | |
| Net Worth / Assets | 9.76% | 9.87% | 10.19% | 10.39% | 11.13% | 11.34% | 11.27% | 11.39% | +100 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 89.29% | 89.68% | 87.14% | 88.26% | 92.02% | 91.52% | 87.91% | 88.36% | +9 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |