Wichita, KS · Charter 67187
NCUA · 4 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
35
Asset Quality
66
Profitability
78
Liquidity
17
Efficiency
57
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Wichita, KS · Charter 67187
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.13% | 0.18% | 0.46% | 0.43% | 0.63% | 0.74% | 1.00% | 1.11% | +68 bps | |
| Return on Equity | 1.38% | 1.77% | 4.54% | 4.11% | 5.67% | 6.53% | 8.86% | 9.76% | +565 bps | |
| Net Interest Margin | 3.48% | 3.59% | 3.99% | 4.20% | 4.54% | 4.64% | 4.52% | 4.54% | +34 bps | |
| Efficiency Ratio | 91.17% | 89.32% | 82.05% | 83.85% | 82.50% | 81.17% | 75.24% | 75.89% | -796 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.27% | -3.13% | -6.82% | -6.70% | -7.99% | -7.12% | -2.48% | 0.24% | +694 bps | |
| Loan Growth (YoY) | -4.14% | -4.65% | -6.06% | -3.14% | -3.05% | -2.91% | -2.73% | -0.90% | +224 bps | |
| Share Growth (YoY) | -1.15% | -3.24% | -3.77% | -3.88% | -5.91% | -4.87% | -3.59% | -1.00% | +288 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.31% | 0.38% | 0.24% | 0.24% | 0.39% | 0.54% | 0.24% | 0.40% | +16 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.76% | 9.87% | 10.19% | 10.39% | 11.13% | 11.34% | 11.27% | 11.39% | +100 bps | |
| Net Worth / Assets | 9.76% | 9.87% | 10.19% | 10.39% | 11.13% | 11.34% | 11.27% | 11.39% | +100 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 89.29% | 89.68% | 87.14% | 88.26% | 92.02% | 91.52% | 87.91% | 88.36% | +9 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Wichita, KS · Charter 67187 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
Return on Assets
1.11%
Rank 487 of 1,683
Net Interest Margin
4.54%
Rank 309 of 1,683
Efficiency Ratio
75.89%
Rank 721 of 1,682
Equity / Assets
11.39%
Rank 1,093 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.11% | 0.35% | 0.74% | 1.18% | Beats 71% | 487 / 1,683 | ||
| Return on Equity | 9.76% | 2.67% | 5.89% | 8.74% | Beats 82% | 310 / 1,681 | ||
| Net Interest Margin | 4.54% | 3.31% | 3.82% | 4.32% | Beats 82% | 309 / 1,683 | ||
| Efficiency Ratio | 75.89% | 68.91% | 78.20% | 86.93% | Beats 57% | 721 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.40% | 0.26% | 0.65% | 1.29% | Beats 66% | 577 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.39% | 10.44% | 12.89% | 16.53% | Beats 35% | 1,093 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 11.39% | 10.44% | 12.89% | 16.53% | Beats 35% | 1,093 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 88.36% | 52.61% | 69.38% | 83.50% | 84th pctl | 274 / 1,683 | ||
| Loans / Assets | 77.03% | 44.71% | 59.18% | 70.72% | 87th pctl | 219 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||