Fort Atkinson, WI · Charter 67184
NCUA · 6 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.83% | 0.71% | 0.73% | 0.21% | 0.62% | -21 bps | |
| Return on Equity | 6.62% | 5.64% | 5.75% | 1.67% | 5.25% | -137 bps | |
| Net Interest Margin | 3.14% | 3.25% | 3.26% | 3.58% | 3.41% | +27 bps | |
| Efficiency Ratio | 75.92% | 76.60% | 76.40% | 74.95% | 70.72% | -520 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 7.58% | 5.66% | 5.65% | 6.42% | 13.10% | +552 bps | |
| Loan Growth (YoY) | 4.26% | 8.18% | 7.85% | 15.69% | 18.88% | +1,462 bps | |
| Share Growth (YoY) | 7.37% | 5.70% | 4.21% | 3.89% | 4.63% | -275 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.61% | 1.28% | 1.97% | 1.45% | 1.59% | -2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.53% | 12.64% | 12.66% | 12.30% | 11.73% | -81 bps | |
| Net Worth / Assets | 12.53% | 12.64% | 12.66% | 12.30% | 11.73% | -81 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 80.02% | 83.31% | 82.93% | 88.04% | 90.92% | +1,090 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |