Fort Community
Fort Atkinson, WI · Charter 67184 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
$449.8MAssets
$309.6MLoans
$340.5MShares
$52.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 71% of credit unions under $1B in assets (rank 491 of 1682).
- Widest gap: nonperforming loans / loans trails 81% of credit unions under $1B in assets (rank 1359 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.62%
Rank 995 of 1,683
Net Interest Margin
3.41%
Rank 1,194 of 1,683
Efficiency Ratio
70.72%
Rank 491 of 1,682
Equity / Assets
11.73%
Rank 1,038 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.62% | 0.35% | 0.74% | 1.18% | Beats 41% | 995 / 1,683 | |
| Return on Equity | 5.25% | 2.67% | 5.89% | 8.74% | Beats 44% | 933 / 1,681 | |
| Net Interest Margin | 3.41% | 3.31% | 3.82% | 4.32% | Beats 29% | 1,194 / 1,683 | |
| Efficiency Ratio | 70.72% | 68.91% | 78.20% | 86.93% | Beats 71% | 491 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.59% | 0.26% | 0.65% | 1.29% | Beats 19% | 1,359 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.73% | 10.44% | 12.89% | 16.53% | Beats 38% | 1,038 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.73% | 10.44% | 12.89% | 16.53% | Beats 38% | 1,038 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 90.92% | 52.61% | 69.38% | 83.50% | 88th pctl | 208 / 1,683 | |
| Loans / Assets | 68.82% | 44.71% | 59.18% | 70.72% | 71st pctl | 489 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |