Brooklyn, NY · Charter 66875
Q2 1997
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.20% | 0.30% | 0.23% | -0.17% | -0.93% | -73 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | |||||||
| Asset Growth (YoY) | n/a | n/a | 10.14% | 6.91% | -2.07% | n/a | |
| Loan Growth (YoY) | n/a | n/a | -100.00% | -100.00% | -100.00% | n/a | |
| Share Growth (YoY) | n/a | n/a | 19.55% | 13.94% | -0.68% | n/a | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 100.00% | 100.00% | n/a | n/a | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 98.11% | 98.11% | n/a | n/a | n/a | n/a | |
| Capital | |||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Shares | 4.63% | 4.63% | 0.00% | 0.00% | 0.00% | -463 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 39.75% | 39.84% | 45.41% | +4,541 bps | |