PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Mt. Sinai Baptist Church

Brooklyn, NY · Charter 66875

Q2 1997

$33KAssets
$0KLoans
$28KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -0.93%, down 73 bps year over year.
  • Funding: loans stand at 0.00% of shares as of Q2 1997.

Financial Results

Return on Assets (YTD, annualized)

-0.93%-73 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1995Q4 1995Q2 1996Q4 1996Q2 1997YoY ΔTrend
Earnings
Return on Assets-0.20%0.30%0.23%-0.17%-0.93%-73 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/a10.14%6.91%-2.07%n/a
Loan Growth (YoY)n/an/a-100.00%-100.00%-100.00%n/a
Share Growth (YoY)n/an/a19.55%13.94%-0.68%n/a
Asset Quality
Delinquent Loans / Loans100.00%100.00%n/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans98.11%98.11%n/an/an/an/a
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares4.63%4.63%0.00%0.00%0.00%-463 bps
Liquid Assets / Assets0.00%0.00%39.75%39.84%45.41%+4,541 bps