Longview, TX · Charter 6687
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.34% | 1.29% | 1.04% | 1.21% | 1.27% | -6 bps | |
| Return on Equity | 5.66% | 5.60% | 4.47% | 5.20% | 5.39% | -26 bps | |
| Net Interest Margin | 4.71% | 4.54% | 4.39% | 4.75% | 4.76% | +5 bps | |
| Efficiency Ratio | 72.67% | 72.66% | 77.35% | 75.42% | 74.46% | +179 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.48% | 0.28% | 0.23% | 4.13% | 4.37% | +785 bps | |
| Loan Growth (YoY) | -0.62% | -3.89% | -5.65% | -4.66% | -2.80% | -218 bps | |
| Share Growth (YoY) | -5.92% | -1.00% | -1.02% | 4.16% | 4.26% | +1,018 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.39% | 0.09% | 1.64% | 0.28% | 0.35% | -5 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 23.64% | 23.06% | 23.26% | 23.33% | 23.59% | -5 bps | |
| Net Worth / Assets | 23.64% | 23.06% | 23.26% | 23.33% | 23.59% | -5 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 101.82% | 95.22% | 95.63% | 95.27% | 94.92% | -690 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |