T & P Longview
Longview, TX · Charter 6687 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$11.3MAssets
$8.1MLoans
$8.6MShares
$2.7MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 88% of credit unions under $1B in assets in TX (rank 28 of 235).
- Widest gap: return on equity trails 40% of credit unions under $1B in assets in TX (rank 93 of 235).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.27%
Rank 48 of 235
Net Interest Margin
4.76%
Rank 28 of 235
Efficiency Ratio
74.47%
Rank 79 of 235
Equity / Assets
23.59%
Rank 34 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.27% | 0.17% | 0.57% | 1.10% | Beats 80% | 48 / 235 | |
| Return on Equity | 5.39% | 1.03% | 4.30% | 7.58% | Beats 60% | 93 / 235 | |
| Net Interest Margin | 4.76% | 3.32% | 3.89% | 4.35% | Beats 88% | 28 / 235 | |
| Efficiency Ratio | 74.47% | 70.60% | 82.00% | 91.57% | Beats 67% | 79 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.34% | 0.20% | 0.59% | 1.14% | Beats 68% | 77 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 23.59% | 11.30% | 14.41% | 19.49% | Beats 86% | 34 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 23.59% | 11.30% | 14.41% | 19.49% | Beats 86% | 34 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 94.93% | 54.18% | 67.38% | 81.66% | 93rd pctl | 16 / 235 | |
| Loans / Assets | 71.67% | 43.80% | 56.63% | 68.64% | 80th pctl | 48 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |