Appleton, WI · Charter 66652
NCUA · 7 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.47% | 0.47% | 0.46% | 0.22% | 0.31% | -16 bps | |
| Return on Equity | 5.25% | 5.22% | 5.06% | 2.44% | 3.45% | -180 bps | |
| Net Interest Margin | 3.43% | 3.49% | 3.46% | 3.42% | 3.56% | +13 bps | |
| Efficiency Ratio | 85.01% | 84.13% | 84.15% | 91.62% | 89.74% | +473 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.37% | 1.04% | 2.65% | 2.92% | 3.15% | +352 bps | |
| Loan Growth (YoY) | -1.63% | -1.52% | 0.73% | 2.54% | 0.79% | +242 bps | |
| Share Growth (YoY) | -0.04% | 0.70% | 1.88% | 2.01% | 2.45% | +248 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.35% | 0.24% | 0.31% | 0.25% | 0.22% | -12 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.04% | 9.10% | 9.04% | 8.99% | 9.09% | +6 bps | |
| Net Worth / Assets | 9.04% | 9.10% | 9.04% | 8.99% | 9.09% | +6 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 97.77% | 97.68% | 96.14% | 94.97% | 96.19% | -158 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |