First Choice
Marshfield, WI · Charter 66545 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$51.0MAssets
$30.7MLoans
$42.2MShares
$8.3MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 91% of credit unions under $1B in assets (rank 149 of 1682).
- Widest gap: nonperforming loans / loans trails 50% of credit unions under $1B in assets (rank 838 of 1682).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.66%
Rank 178 of 1,683
Net Interest Margin
4.13%
Rank 569 of 1,683
Efficiency Ratio
57.17%
Rank 149 of 1,682
Equity / Assets
16.34%
Rank 437 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.66% | 0.35% | 0.74% | 1.18% | Beats 89% | 178 / 1,683 | | |
| Return on Equity | 10.16% | 2.67% | 5.89% | 8.74% | Beats 84% | 273 / 1,681 | | |
| Net Interest Margin | 4.13% | 3.31% | 3.82% | 4.32% | Beats 66% | 569 / 1,683 | | |
| Efficiency Ratio | 57.17% | 68.91% | 78.20% | 86.93% | Beats 91% | 149 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.65% | 0.26% | 0.65% | 1.29% | Beats 50% | 838 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.34% | 10.44% | 12.89% | 16.53% | Beats 74% | 437 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.34% | 10.44% | 12.89% | 16.53% | Beats 74% | 437 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.77% | 52.61% | 69.38% | 83.50% | 56th pctl | 733 / 1,683 | | |
| Loans / Assets | 60.29% | 44.71% | 59.18% | 70.72% | 53rd pctl | 799 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |